Attention homeowners in Wasilla and Matanuska Susitna County: Need an appraisal?
The top 7 reasons why AK homeowners order from Alaska Real Estate Appraisal:
Do you own a house in or near Wasilla? Do you need help determining the value of your real estate?
We at Alaska Real Estate Appraisal understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Alaska Real Estate Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Alaska Real Estate Appraisal is qualified in helping people just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other homes nearby. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal from Alaska Real Estate Appraisal is your perfect weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Alaska Real Estate Appraisal can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? An appraiser from Alaska Real Estate Appraisal can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.