Need an appraisal in Palmer or Matanuska Susitna County?
The top seven reasons AK homeowners order from Alaska Real Estate Appraisal:
Need help determining the value of your house in or near Palmer, AK?
At Alaska Real Estate Appraisal, we understand the special needs of a customer after appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Alaska Real Estate Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're seasoned in helping customers just like you rid themselves of unnecessary PMI insurance.
Challenging Matanuska Susitna county's assessment of your property
Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Alaska Real Estate Appraisal is your #1 weapon.
Was your HELOC recently frozen?
If your home is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Alaska Real Estate Appraisal can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.